November 1 – December 15
Enrollment assistance is available at Bilingual International’s office Monday thru Friday from 9 till 5, or other times by appointment. Call or walk in to talk to a trained Navigator who can help with the enrollment process or answer questions. Financial assistance is also available for those who qualify!
Choose the Health Insurance Marketplace Enrollment Option that is Right for You:
Bilingual International Health Insurance Assistance Services
Frequently Asked Questions
What should I bring?
In order to apply, bring:
- Social Security card, permanent resident card or visa
- Proof of income – either a W-2 or a pay stub
- List of current doctors and medication
How much does Assistance cost?
- Our “door” is open to all and we are available to help you at no fee to you.
Do I need health insurance?
- Yes, you need health insurance!
Is there a penalty if I don’t have it?
- Yes, if you don’t have health insurance, you may be subject to financial penalties:
2.5% of your household income OR $695 per adult and $345.50 per child under 18 (whichever cost more, with the maximum $2,085 fine)
Is there financial assistance available?
- Yes, you may be eligible for financial assistance!
Can you help me with getting insurance through the Marketplace?
- Walk-In Hours 9-5 every day during open enrollment.
- Call for an appointment during the Special Enrollment Period by calling 314-645-7800 ext 200
Health Insurance Marketplace Calculator
Special Enrollment Period (SEP):
December 16, 2017 – October 30, 2018
You may be able to enroll in the Marketplace plans after the Open Enrollment Period during the Special Enrollment Period if you meet certain conditions.
You have 60 days to enroll before or after a life-changing event, which may include:
- Marriage, birth, adopting or placing a child for adoption
- Placement in foster care
- A permanent move or relocation to a new area
- Gaining new legal status as a “citizen, national, or lawfully present individual”
- Job loss, reduction of work hours, or quitting a job, which ends their eligibility for their employer-sponsored insurance (ESI)
- Loss of health insurance coverage
- Death, divorce or legal separation from a family member that ends access to coverage
- Turning 26 AND no longer an “eligible dependent” under parents plan
- Graduation, or expiration of a student health plan
- Release from incarceration
- Having a change in income, household status, or other personal circumstances that ends their eligibility for a “hardship exemption” that they had received earlier. Such hardship circumstances can be financial or personal, including:
- becoming homeless; being evicted, or facing eviction or foreclosure; filing for bankruptcy in the last 6 months
- having substantial damage to your property due to fire, flood, or other natural or human-caused disaster
- having medical expenses in the last 24 months that resulted in substantial debt
- increased expenses due to caring for an ill, disabled, or aging family member
- domestic violence
Cover Missouri Coalition
Bilingual International is a member of the Cover Missouri Coalition, a project of the Missouri Foundation for Health to promote quality, affordable health coverage for every Missourian. Learn more at www.covermissouri.org